Tokio Marine Insurance Singapore Ltd.
PRODUCT SUMMARY
Accident can strike when you least expect. Getting yourself and your family covered for personal accident can help you and your family members deal with the contingency and associated adverse financial impact.
Our Personal Accident Insurance is just what you need offering 24-hours worldwide comprehensive coverage for you and/or your family. It has the flexibility of allowing you to select the type and level of covers you want. Applying for your Personal Accident Insurance is also hassle free and does not require any pre-acceptance medical examination.
For more comprehensive package with additional benefits please check out our TMPal
BASIC COVER
- Accidental death
- Pays for death of the insured person resulting from an accident
- Permanent disability
- Pays for permanent disability resulting from an accident in accordance with the Scale of Benefits
A limited war and acts of terrorism cover applies to the basic cover subject to a limit of 10% of the capital sum/sum insured or $100,000 whichever is the lower.
MAID DELIGHT
Let us take care of you of your worries whilst your maid relieves you of your domestic chores. Our Maid Delight protects you, as an employer, and your foreign maid with benefits required by law and much more.
Depending on the insurance plan you require, our Maid Delight offers you the following protections:
YOUR BENEFITS
- Guarantee to Controller of Immigration
- Hospital and Surgical Expenses
- Wages and Levy Compensation
- Post-hospitalisation Recuperation
- Repatriation Expenses
- Termination Expenses
- Waiver of Indemnity (Optional Cover)
- 1. the maid's unexplained disappearance,
- 2. her geeting married to a Singaporean or Singapore PR or
- 3. her getting pregnant
- Medical Expenses
- Treatment by Chinese Physicians
- Treatment for Dengue Fever
- Personal Accident
We will issue a letter of guarantee of $5,000 on your behalf to the Controller of Immigration.
In the event that your maid is hospitalised due to accidental injury or illness, we will reimburse you the hospital and surgical expenses you incurred for your maid's treatment at a Singapore Government Restructured Hospital (defined in the policy). Reimbursement is based on standard Class "C" rate or Class "B2" rate if Class "C" ward is not available.
We will pay you a daily sum for each complete day that your maid has been hospitalised.
We will pay you a daily sum for each complete day that your maid has been certified as totally unfit for work immediately following her discharge from hospital.
We will reimburse you the expenses necessarily incurred by you for the repatriation of the maid to her home country if she becomes totally and permanently disabled. In the event of your maid's death in Singapore we will reimburse you the expenses necessarily incurred for burial or cremation of the maid and/or transportation of the remains to her home country. Repatriation expenses are payable even if death or total permanent disability is caused by suicide.
We will reimburse you the expenses incurred if your maid is unable to continue with her employment due to injury, illness or disease.
We will limit your liability to only S$250.00 when you are required to reimburse Tokio Marine Insurance Singapore Ltd. on the happening of any one of the following events provided they are not caused by your deliberate act or omission:
We will reimburse you for expenses you incurred for your maid’s medical treatment as a result of accidental bodily injury up to the sub-limit as specified you the Schedule.
We will reimburse you for expenses incurred for your maid’s medical treatment by a Chinese Physician as a result of accidental bodily injury up to the sub-limit as specified in the Schedule.
We will reimburse you for medical expenses you incurred for the treatment of dengue fever up to the sub-limit as specified in the Schedule.
Insures your maid against accidental death or injuries as per the Scale of Benefits.
WE CAN BE REACHED AT
80 Anson Road
#09-00 Fuji Xerox Towers
Singapore 079907
Tel: (65)6221 6111
Fax: (65)6221 4355 / (65)6224 0895
Email: tmis@tokiomarine.com.sg
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