insurance in asia

AAMI

Comprehensive Car Insurance

Looking after you the AAMI way.

AAMI comprehensive car insurance covers you for damage to your own car, as well as for any damage you may cause to the property of others.

We understand how disruptive it is to be without your car due to an accident or theft. At AAMI, we are committed to relieving your stress and getting you mobile as quickly as possible and with minimum hassle.

Simply call 13 22 44 or visit our branch and customer services and we will take care of all the details for you.

In choosing to insure your car with AAMI, you will receive many more benefits than just a competitive price.

• AAMI Flexi-Premiums ®

  With AAMI you can choose how much you pay and how much you save, simply by varying your excess. The higher excess you choose, the lower your insurance premium. It’s that easy.
  
  Flexible payment Options 
  
  With AAMI you also enjoy more choice when it comes to paying your insurance premium. You can choose to pay your premium monthly or annually, whichever is more convenient for you.
  
  
  
  
  

Car Insurance

Car Insurance - General Info It is true that every driver needs to have auto insurance and it is also true that every driver should get before they choose an insurance company to protect them; this is because every company is different. The insurance companies are different not only in price but also in the coverage that they offer the driver.    In most countries, states and cities or towns it is a requirement by law to carry car insurance. However, for those drivers who choose not to carry insurance there are stiff penalties that can affect their pocket and their privilege to drive. There is no need for driving without auto insurance when it is so easy to obtain car insurance quotes and compare insurance. This includes what the insurance company will offer, and it also will include what the price of the policy will be. There are car insurance companies that offer . This makes driving without auto insurance silly when it is so easy to get a quote and decide which is best to fit your needs and pocket. Car insurance quotes can be gotten right in the comfort of your own home while sitting at the computer. They can be seen within minutes on many car insurance websites or the quotes are emailed within minutes or hours at any time of the day or night. Then it is a matter of one phone call to set up the policy and some insurance companies do not even require that, some will allow you to set the policy up and pay for it over the internet. This makes it easy getting quotes to compare different insurance companies and what they are offering you because it can work around your schedule and not their agents. This means there is no demand for you to take time off of work to obtain insurance and there is no pressure because there is not an agent trying to talk you into their policy. In the end getting an insurance quote is the wise thing to do for both you and your vehicle and it is also the legal and responsible thing to do as a driver. Everyone likes to be responsible and they also like to drive legally, what is also important is that when they are driving their vehicle they have the peace of mind knowing that they have compared each quote and they have chosen the one that is proper for them and one that will protect them fully if they should be involved in an accident. This is when insurance is important, while sitting at home a driver can have even the lowest cost insurance and feel protected, but it is when you are on the road it is really important to have the right insurance. This can only be done when you have gotten several quotes and have educated yourself about what each company has to offer and what is pertinent for your needs, because your needs as a driver may be far different than the car that you are involved in an accident with and if they are not fully protected they are running the risk of being sued while you will not be running any risks.

Mental Health

Mental Health Overview

Just as physical health is important, so is good mental health. Still, millions of Americans suffer with various types of mental illness and mental health problems, such as social anxiety, obsessive compulsive disorder, addiction to drugs and alcohol, and personality disorders. Mental illness and psychological disorders have good treatment options with medications, psychotherapy, or other treatments.

News and Features Related to Mental Health

1. Antidepressants: Best for Severe Depression?
   
   Jan. 5, 2010 -- Some antidepressants may work best for people with very severe depression, according to a new analysis, but may provide little or no benefit over placebo for those with mild, moderate, or severe depression. ''For patients with very severe depression, the medication did have a potent
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2. Americans With Depression Are Undertreated
   
   Jan. 4, 2010 -- A new study shows only half of Americans with depression receive any type of treatment for it, and certain minorities may face even greater difficulties in getting the treatment they need. Researchers found only one in five Americans suffering from clinical depression receives treatm
   

healthy

Healthy

Menopause Overview Slideshow

Menopause affects every woman. Premature menopause symptoms (or early menopause symptoms) may include irregular periods or hot flashes. Other signs of menopause include night sweats, sleep difficulties, and irritability. Menopause treatments may include hormone replacement therapy, although this is not for every woman. Herbal remedies for menopause may include soy foods and natural supplements. If you have bleeding after menopause, call your doctor as it may indicate a more serious problem.

Why Screening Tests Are Important

Getting the right screening test at the right time is one of the most important things you can do for your health. Screenings find diseases like cancer or diabetes early, before you have symptoms, and when they’re easier to treat. Which test you should have depends on your age and your risk factors. Learn more about the screenings your doctor may recommend for you.

Breast Cancer

Early detection of breast cancer greatly improves your odds for survival. That's because the smaller the cancer is when it's found, the better the chance for a surgical cure. Smaller breast cancers are also less likely to have spread to lymph nodes and other organs such as the lungs and brain. If you're in your 20s or 30s and do not have known breast cancer risk factors, a clinical breast exam by a health professional should be part of your regular health exam once every three years.

Screening With Mammography

Talk to your doctor about breast cancer screening. The American Cancer Society recommends yearly screening for women at average risk beginning at 40. However, the U.S. Preventive Services Task Force recommends screening mammograms every two years from ages 50 to 74. These low-dose X-rays can detect a lump three years before you can feel it. But a normal mammogram does not completely rule out the possibility of breast cancer.

Glossary Terms for Menopause

The years leading up to menopause can be a difficult and confusing time. And you may find your doctor is using words and terms you never heard before. Not to worry – this glossary will help you to better understand your symptoms and make more sense of your treatment options.

Healthy Aging Health Center

News and Features Related to Healthy Seniors

1. Spending on Health Care Slows in U.S.
   

   Jan. 5, 2010 -- Spending on health care in the U.S. grew only 4.4% in 2008, the slowest rate in nearly a half century, reflecting the nation's sluggish economy, federal analysts report. Still, overall health spending, which reached $2.3 trillion in 2008, or $7,681 per person, increased faster than t

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2. Wealthy Areas Attract Assisted-Living Homes
   

   Jan. 5, 2010 -- Assisted-living facilities are more likely to be located in wealthier neighborhoods, according a new analysis published in Health Affairs. Researchers compared the penetration of assisted-living facilities nationally with county data from 2007 on education, median household income a

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3. Senior Fitness: Why It's Never Too Late to Start
   

   Each month WebMD the Magazine puts your questions about weight loss and fitness to top exercise and motivational experts. This month, John Harvey, an 86-year-old retired physician, asked for help beginning a fitness routine. Harvey moved with his wife to a retirement community in Bethesda, Md., abou

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4. Looking Young May Help You Live Longer
   

   Dec. 14, 2009 -- If you look young for your age, chances are you’ll live longer than if you’re haggard and appear worn out, new research indicates. A team of researchers led by Kaare Christensen, DMSc, from the University of Southern Demark studied photographs and data on 1,826 Danish twins aged 70

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5. Infections Are Common in ICUs
   

   Dec. 3, 2009 -- Half of patients treated in intensive care units around the globe have infections and more than two out of three are treated with antibiotics, according to a new study. The findings raise concerns about the effectiveness of efforts to reduce hospital-acquired infections worldwide, ex

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6. Technology Plays Key Role in Health Care Reform
   

   Technology must play a central role for proposed health care reform to contain costs, improve access, and save lives. A smart, ubiquitous electronic medical record system is certainly a big part of the package, but will we have to sacrifice our privacy to reach these lofty goals? “A key part of heal

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7. Women's Secret to Longevity?
   

   Dec. 2, 2009 -- Sperm genes may shorten the lifespan of males compared to females, at least in animals, according to Japanese researchers. The researchers produced female mice by using genetic material from two mothers but no fathers -- and then found these mice, which they call bi-maternal or BM, l

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8. Obesity Rise Trumps Smoking Decline
   

   Dec. 2, 2009 -- Over the next decade the health benefits achieved because fewer Americans are smoking will be more than overshadowed by the negative health effects of the unchecked rise in obesity, new research suggests. As a population, Americans are smoking less but weigh more than they have in ma

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9. Nutrition Challenges When You're Older or Sick
   

   Like many things in life as we get older, eating can be a challenge. The sense of taste, like the other senses, diminishes as we age. Appetite and taste can also be affected by medications. In addition, dental problems can make it difficult or painful to chew food. Loss of appetite can make it diffi

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10. Nutrition and Aging: 7 Signs of Inadequate Nutrition
    

    Many Americans, young and old, fall short on vitamins, minerals, and other nutrients, dietary surveys show. But the challenge of getting adequate nutrition may be trickiest for older adults. Because seniors tend to be less active than younger people, they need fewer calories. Yet research shows that

Men's Health

News and Features Related to Men's Health

1. Condoms: A Virtual Orgy of Sizes, Shapes, and Tastes
   

   The condom wizard is helping me choose a condom. "I am the condom wizard," he confidently declares, "and I shall help you find the condoms that are right for you." I have to admit I'd feel easier getting the condom wizard's advice on the best condom for me if he weren't wearing one condom on his hea

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2. The 6 Most Common STDs in Men
   

   Italians called it “the Spanish disease.” The French dubbed it “the English disease.” Among Russians, it was known as “the Polish disease.” Among Arabs? “The disease of Christians.” No one wanted to claim it, and with good reason. The disease, syphilis, begins by causing crusty sores in private plac

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3. Penis Enlargement: Does It Work?
   

   Don’t deny it. Ever since you first saw those penis enlargement ads in the back pages of a porn magazine years ago ― the pictures of sinister-looking devices, the big letters screaming “Add Inches to Your Penis!” ― you’ve always wondered: Could I be bigger? “Guys ask me about it all the time,” says

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4. Diet Plans for Men
   

   After four years of following one diet plan after another and watching his weight yo-yo up and down, Marv Leicher finally discovered the secret formula for losing weight and keeping it off successfully. And he’s not sharing it with anyone. “I wasted enough of my own time following somebody else’s id

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5. Vitamin and Mineral Supplements for Men
   

   More than half the adults in America regularly use multivitamins and other supplements to boost their immune systems and enhance nutrition, supporting an industry worth more than $20 billion annually. Grocers stock every conceivable vitamin, mineral, and herbal “boost,” and every neighborhood seems

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6. Strength Training: Building Leg Muscles
   

   Strengthening your leg muscles will make it easier for you to climb stairs, ride a bicycle, and even walk. And because your legs, especially your thighs, have so much muscle mass, building leg muscles through resistance training will help you burn calories even when you’re sitting still. “Muscle can

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7. How to Find a Gym
   

   Before a guy can do any legwork at a gym, he needs to do a little legwork to finda gym. Finding a fitness or health club that will meet all your personal needs and help you stay motivated means taking notes, asking some key questions, and being realistic and upfront about your goals. Every New Year,

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8. Finding a Personal Trainer
   

   Sometimes going to the gym just isn’t enough. You may need to find a personal fitness trainer to help you develop the right exercise program, motivate you, and even ride you at times so that you don’t slack off. But finding the right personal trainer is a kind of science. Some guys rely too much on

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9. Strength Training: Building Your Core
   

   You won’t find “core muscles” on a chart of human anatomy as you will “pectoralis major” and “gluteus maximus.” Core muscles are simply those that girdle your trunk and pelvis. But even though you won’t find them, they’re especially important for maintaining the stability of your body as you reach,

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10. Strength Training: Building Shoulder and Back Muscles
    

    Your shoulders are involved in almost every movement of your arms. So you get plenty of opportunities to exercise them. But building back muscles requires more attention. Sure, your back muscles are at work whenever you’re standing, but challenging them with resistance requires movements you don’t m