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ACA Insurance

ACA Insurance

PERSONAL ACCIDENT INSURANCE

Personal Accident insurance gives indemnation for you and family if accident happen.. Any that can be insured? Policy holder or insured disability to conduct its activity and medical ekespense due to accident.

Any risks covered?
Insurance policy of personal accident that used at this time different each other between one company and company other. Nevertheless, basically risks that covered is same, that is the happening of accident to the insured that result dead or experience of permanent disability for a lifetime, either all bodies or some, including mentality trouble; or temporary disability; or medication expense.

Any risks that not covered?
Risks that not covered is if accident happened because the insured or policy holder, for example: ride or hitchhike motorbike, as illegal passenger on the airplane, conduct dangerous sport for example: climb mount and other same thing, self-defence, race car or motor, dive and other same thing, winter sport; conduct badness or bad intention; attacked HIV or other sexual contagion; poisoning, war, riot or nuclear radiation

Whoever that need this product?
Every individual that already 16 year till 59 year.

Factor that influence premium tribe.
Because risk that covered in personal accident insurance is possibility the happening of accident to the insured, whereas factor is referred as predominated by the insured activity. In consequence, the amount of premium is influenced by the type job of insured. There is 4 category, that is:

Class A	:	People that its primary occupation in office or often live in office.
Class B	:	People from class A that often on duty external or housewife.
Class C	:	People that its job need tools or medium to support its activity like driver, field officer, dentist.
Class D	:	People that its job high risk like miner, diver..

HOSPITALIZATION INSURANCE

Any risks covered?

Expense take care ofs stay with pain, effect of pain or disease or accident like:

• Hospitalization
• Consultancy of specialist doctor
• Visit of primary doctor
• Doctor Action
• Room ICU
• Addition Service
• Operating expenses
• Intensive care unit
• Continuation Treatment after hospitalization
• Car ambulans
• Conpensation death of accident consequence

Any risks that not Covered?

•	Disease that already contracted before policy is issued, unless insured has renewe policy and disease are referred as arise 18 month after the first policy period.
•	Intention to hurt ownself / suicide.
•	Direct Consequence / indirect from war, occupying by enemy, revolution, rebellion, civil turbulence, deportation etc. Venereal disease, poisoned, sterilization, schizophrenia.
•	The usage of medicine prohibited, alcohol addiction.
•	Preventative / pregnancy treatment, miscarriage, birth.
•	Sport that entangle physical contact, sport above ice / snow, air sport, climb mount, climbing, hunt animal, race car / motor.
•	Disease that has been suffered previous and covered according to policy condition and in the reality recurrence returns less than 60 day.
•	Service take care ofs person.
•	Discomfortable Expense with health treatment, for example telephone-charges.
•	Attendance was in air traffic unless as [the] wrong passenger validity in regular flight.
•	Atomic nucleus Reaction.
•	Attendance in violance
•	Tooth, cosmetic surgical operation, inviable.

Contact Us :

PT. Asuransi Central Asia
Wisma Asia Lt.10,12-15
Jl. S. Parman Kav. 79,
Jakarta Barat 11420
Ph.+62-21-56998288
Fax.+62-21-5638029
Email. info@aca.co.id

Business Development Div I
Mal Ambasador – Ruko 2 & 3
Jalan Prof. Dr. Satrio
Jakarta 12940
Ph. : (021) 5760608 ( hunting )
Fax : (021) 5760605, 5760607
Email. info@aca.co.id

Travel Insurance

INSURE forAll.com

Over 65's Travel Insurance

Senior Insurance Quote

Welcome to InsureForAll

Insure For All Lands Two Separate Award Nominations

Insure For All has been honoured with two nominations from different organisations within the travel insurance industry.

Following an extremely successful year delivering top-rated travel insurance to customers over 65, predominantly online, Insure For All has been nominated in the Insurer / Underwriter of the Year category at this year’s International Travel Insurance Journal (ITIJ) awards, and short listed for the New Entrant prize at the equally prestigious Insurance Times Awards.

Both of these nominations, from other insurance companies and specialist providers, come at time when Insure For All is preparing for its second year catering for older customers with specially tailored travel insurance.

The ITIJ awards 2006 made it their goal to canvass the 'most reliable and wide spread industry opinion' in order to reach their short list. So it is particularly gratifying for Insure For All to feature alongside insurers AIG and Mondial this year. Winners will be announced on 3rd November. Likewise, it reflects well of the product - as a new offering - to have been highlighted by the Insurance Times Awards for short-listing. That award will be decided 8th December. Graham Linney, Director, Insure For All:

"Naturally, we are delighted to have been recognised by our peers within the industry with both the ITIJ and the Insurance Times award nominations. Customer response has been very positive since we launched in November 2005. Behind this travel insurance is an emphasis on customer care, so hopefully that is part and parcel of our success."

Insure For All is a specialist insurance intermediary primarily focussed on distributing low priced, high quality, travel insurance to over 65s. Products are designed to meet the needs of over 65 travellers as they can be fully tailored to meet each individual's needs.

Information on the ITIJ Awards 2006.

Info on the Insurance Times Awards.

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Buy Online or call 0870 8903648

Enquiries to: info@astrenska.com

If you are over 65, we specialize in providing travel insurance for you

Sometimes, finding a quote for travel insurance if you are over 65 can be frustrating, and time consuming. Many companies, especially on the internet, don't offer this protection to over 65s or senior citizens. We actually specialise in senior citizen travel insurance and would like to offer you cover, and you'll get a decision in seconds with our fast online quote system.

Our single trip senior citizen travel insurance has no upper age limit*. Annual multi trip policies are available up to the age of 74. So to get an instant quote for immediate cover for travel insurance if you're over 65 years of age click below or call 0845 8800694.

It's straight forward, and easy to arrange.
Senior Travel Insurance Quote

At InsureForAll, our approach to senior citizen travel insurance is to treat everyone as an individual and tailor each quote to the applicant's status. This means you only pay for the cover that you need. So whether you are aged 65 or are looking for travel insurance for over 70s, we can provide you with reassuringly high levels of cover at a low price.

We can provide senior travel insurance for single trips, annual multi trip policies as well as cruises. So whatever you're planning or wherever you're travelling to, we have the right senior citizen travel insurance for you.

On our site you'll also find useful tips on buying the right levels of senior travel insurance as well as travel tips and guidelines for the older traveller.

Also, an important consideration for some people, we also offer a guide to travelling with a pre-existing medical condition.

Please click here to see a summary of our travel insurance for over 65s

Senior citizen travel insurance from InsureForAll is only available to UK residents.

Over 65 travel insurance quote

Sun Life Financial

Sun Life Financial Indonesia

News & events

November 16, 2009

Insurance Insights - SLF Indonesia's Public Lecture at University Indonesia

SLF Indonesia, on Monday, November 16th 2009, held a public lecture for Faculty of Economic students, University of Indonesia. This lecture, part of SLF Indonesia’s corporate social responsibility program, Sun Bright, saw Chris Lossin, President Director of SLF Indonesia giving an ‘Insurance Insights’ lecture covering topics such as basic insurance principles, financial planning, insurance sales, risk management, as well as roles and functions within a life insurance company.

This public lecture was well-received by the more than 100 students who attended the lecture The students, mainly 2nd and 3rd year undergraduates all had a insurance component as part of their studies, took the opportunity to ask a insurance practitioner questions ranging from how does an insurance company handle the many catastrophe risks in Indonesia, how does insurance company manage the global financial crisis, to what are the strategies from insurance companies in facing the low insurance penetration in Indonesia.

SLF Indonesia has held its Insurance Insights public lecture program since last year as one of the company’s efforts to increase insurance awareness among its Indonesian target market. Other than holding its own public lecture directly with Indonesian universities, SLF Indonesia is also actively participating in the public lecture program initiated by the Indonesian Insurance Associations Federation in conjunction with Insurance Goes to Campus program.

Contact Us

Hotline/Toll Free 0800 140 1262 or Customer Service Center (021) 5289 0088.

Email: sli_care@sunlife.com

RBS Insurance

RBS
The Royal Bank of Scotland


Family Estate Protection

Let Insurance Look after Your Family

Having insurance ensures the future of you and your family

Life insurance is as important as life itself. The questions are about how we value life, how long we plan to maintain our quality of life, and whether we are going to leave something for our family when we have passed away. Having a life insurance is an investment in our family's future. In most cases, when its main earner has gone, the family will end up using all their savings and selling their assets, which will cause a decline in their living standards.

Life insurance is also important for young and/or unmarried individuals, since it is a way to prevent our debts from burdening our family.

To assist you in life insurance needs, ABN AMRO in cooperation with PT Asuransi Jiwa Manulife Indonesia presents the Family Estate Protection.*

How does Family Estate Protection work? You and your family are given unlimited protection simply by paying a one-off insurance premium. You are also entitled to increase the sum of your insurance anytime, should your living standards escalate.

Should you pass way during the period of insurance, your family will receive 100% of the insured sum plus Paid-Up Additions (PUA) from available insurer dividends (PT Asuransi Jiwa Manulife Indonesia).

Should you live on and reach the age of 99, you are entitled to collect Maturity Benefits amounting to 100% of your insured sum plus the Paid-Up Additions.

We are here to assist you

24 Hour Customer Service allows you to conduct banking activities anytime anywhere whilst handling your daily schedule. Dial in your new access number at (021) 2758 8888 or 0804-1-RPB NOW (772 669), where our Customer Services are on-line 24 Hours in 7 days to serve you better

For more information or to learn about specific products and services, have our professionals to contact you or please visit our nearest branch

Insurance in Indonesia

Expat health and medical insurance in Indonesia.

Expat health and medical insurance in Indonesia.

Most companies that employ expatriate staff in Indonesia will provide health and medical insurance for staff and their families for both sickness or accidents and emergencies. This matter should ideally be arranged prior to leaving for Indonesia as some companies may say one thing while you are still abroad and do another once you have arrived.

Make sure it is clear whether insurance coverage extends to everyday medical problems as well as significant medical needs like surgery or delivery of a baby, up to and including medical evacuation to another country or from an isolated workplace to a large city in Indonesia. Medivac operations can be extremely expensive and are often essential in Indonesia. Make sure as well, once you have been evacuated, that all the expenses of hospitalisation in the second country are covered - they are not always, particularly in those plans purchased by firms from "Group Practice Medical Clinics".

Comments on “Expat Medical Insurance”

1. Tammy Ho Says:
   October 23rd, 2007 at 9:29 pm Jury still out 0 0

   Patung,
   There’s a standard health insurance and medical covers made by the company for all staffs and it depends or their ranks and position in the company. That also covers their family (if any). For a specific country which is considered risky, like Indonesia (SAR, bird flu, TBC), the company will arrange treatment or vaccines not only to the expats who will move to Indonesia but also to their own local staffs here. I know there’s an MNC which arranges its local staff to have X-rays every 6 month. I myself got bird flu vaccine from the company I worked for.

   Sorry I don’t see the point you’re trying to say here. Perhaps because I comfortably work for MNC so I’m used to such luxury standard? But perhaps expats who come to work for local company indeed have to be thoroughly with their contracts.

2. Benjamin C. Bengert Says:
   November 15th, 2007 at 4:57 am Jury still out 0 0

   I am a 65 year old single male in excellent health and considering retirement in Indonesia and would like a quote on a PPO type health insurance policy.

   My telephone No: (504) 394 – 6077

3. Syed Farid-ur-Rehman Qadri Says:
   July 21st, 2008 at 6:04 pm Jury still out 0 0

   I am a very healthy person. I have never been hospitalized in all my life even for a single day. I have no health problems at all