ACA Insurance

ACA Insurance

PERSONAL ACCIDENT INSURANCE

Personal Accident insurance gives indemnation for you and family if accident happen.. Any that can be insured? Policy holder or insured disability to conduct its activity and medical ekespense due to accident.

Any risks covered?
Insurance policy of personal accident that used at this time different each other between one company and company other. Nevertheless, basically risks that covered is same, that is the happening of accident to the insured that result dead or experience of permanent disability for a lifetime, either all bodies or some, including mentality trouble; or temporary disability; or medication expense.

Any risks that not covered?
Risks that not covered is if accident happened because the insured or policy holder, for example: ride or hitchhike motorbike, as illegal passenger on the airplane, conduct dangerous sport for example: climb mount and other same thing, self-defence, race car or motor, dive and other same thing, winter sport; conduct badness or bad intention; attacked HIV or other sexual contagion; poisoning, war, riot or nuclear radiation

Whoever that need this product?
Every individual that already 16 year till 59 year.

Factor that influence premium tribe.
Because risk that covered in personal accident insurance is possibility the happening of accident to the insured, whereas factor is referred as predominated by the insured activity. In consequence, the amount of premium is influenced by the type job of insured. There is 4 category, that is:

Class A	:	People that its primary occupation in office or often live in office.
Class B	:	People from class A that often on duty external or housewife.
Class C	:	People that its job need tools or medium to support its activity like driver, field officer, dentist.
Class D	:	People that its job high risk like miner, diver..

HOSPITALIZATION INSURANCE

Any risks covered?

Expense take care ofs stay with pain, effect of pain or disease or accident like:

• Hospitalization
• Consultancy of specialist doctor
• Visit of primary doctor
• Doctor Action
• Room ICU
• Addition Service
• Operating expenses
• Intensive care unit
• Continuation Treatment after hospitalization
• Car ambulans
• Conpensation death of accident consequence

Any risks that not Covered?

•	Disease that already contracted before policy is issued, unless insured has renewe policy and disease are referred as arise 18 month after the first policy period.
•	Intention to hurt ownself / suicide.
•	Direct Consequence / indirect from war, occupying by enemy, revolution, rebellion, civil turbulence, deportation etc. Venereal disease, poisoned, sterilization, schizophrenia.
•	The usage of medicine prohibited, alcohol addiction.
•	Preventative / pregnancy treatment, miscarriage, birth.
•	Sport that entangle physical contact, sport above ice / snow, air sport, climb mount, climbing, hunt animal, race car / motor.
•	Disease that has been suffered previous and covered according to policy condition and in the reality recurrence returns less than 60 day.
•	Service take care ofs person.
•	Discomfortable Expense with health treatment, for example telephone-charges.
•	Attendance was in air traffic unless as [the] wrong passenger validity in regular flight.
•	Atomic nucleus Reaction.
•	Attendance in violance
•	Tooth, cosmetic surgical operation, inviable.

Contact Us :

PT. Asuransi Central Asia
Wisma Asia Lt.10,12-15
Jl. S. Parman Kav. 79,
Jakarta Barat 11420
Ph.+62-21-56998288
Fax.+62-21-5638029
Email. info@aca.co.id

Business Development Div I
Mal Ambasador – Ruko 2 & 3
Jalan Prof. Dr. Satrio
Jakarta 12940
Ph. : (021) 5760608 ( hunting )
Fax : (021) 5760605, 5760607
Email. info@aca.co.id