Life Insurance

Life Insurance

Insurance Asia/Pacific (IAP) comprises ING’s insurance and asset management operations in the region. Headquartered out of Hong Kong, the insurance operations consist of 8 wholly-owned or joint-venture businesses operating across nine major economies including China, Hong Kong SAR, India, Japan, Malaysia, South Korea and Thailand. Insurance Asia/Pacific sells various types of life insurance products including annuity, endowment, unit linked products, universal life, term life and group life. General insurance products are offered in Hong Kong SAR and Malaysia.

Investments

ING Investment Management

ING Investment Management (ING IM) provides a broad range of investment management services to all local Asian markets in which it operates. It is one of the world’s largest fund houses operating in Asia Pacific with USD 88.7 billion assets under management as at 31 December 2008 and also ranks highly according to retail and institutional assets.

To expand the company’s business throughout the region, ING IM Asia Pacific has established over the years wholly owned new companies and joint ventures with local business partners. Over 1,200 staff work in the Asia/Pacific region in 12 locations including Australia, China, Hong Kong SAR, India, Japan, Korea, Malaysia, New Zealand, Singapore, the Philippines, Taiwan and Thailand. The Hong Kong SAR office is the regional headquarters.

ING Real Estate

ING Real Estate is a global real estate company, active in development, finance and investment management. With operations in 22 countries in Europe, North America, Asia and Australia, ING Real Estate ranks among the world's largest real estate investment managers, managing a total business portfolio of USD 170.3 billion. Globally, ING Real Estate manages more than 70 real estate investment funds and 85 separate accounts.

ING Real Estate has been actively investing in Asia since 1996. It has more than 115 professionals in eight cities across Asia with total assts under management of USD 14.8 billion as of 31 September 2008. ING Real Estate currently manages six funds in Asia: ING RE Asia Retail Fund; ING RE Asia Value Fund; ING RE China Opportunity Fund II; ING RE Japan Fund; ING RE Global Opportunity Fund; and ING Select Asia Growth Fund.

ING in Asia

ING Group is active in banking, investment management, life insurance and retirement services across 14 major economies in the Asia Pacific region, employing over 23,000 staff.

 

Contact Us

 

ING Asia/Pacific

Corporate Communications

39/F One International Finance Center

Central

Hong Kong

Car Insurance

Get your free car insurance quotes in minutes.

Get multiple quotes from trusted car insurance companies. With CarInsurance.com, it is easy to compare multiple auto insurance company rates, purchase online, and save $500 a year or more on car insurance!

Because we offer multiple company insurance rates and the ability to purchase each insurance company's auto insurance quote from one place, we are ahead of other online insurance companies. Start your quote to see how companies compete for your business. 

Our online car insurance quote takes a few minutes and then we provide rates directly from multiple insurance companies in 60 seconds or less. You can purchase insurance online through CarInsurance.com or licensed agents in our professional sales center are available to help you purchase your car insurance policy immediately.

Our goal is to give consumers all the information and resources they need to make informed auto insurance decisions. We are your Online Car Insurance Marketplace

Esurance offers their products on CarInsurance.com

CarInsurance.com is proud to call Esurance a partner for car insurance quotes and auto insurance policies. Enter your zip code or postal code above, start your quote and you can compare car insurance rates. In your location we may offer Esurance quotes along with other insurance companies.

Esurance Customer Service: 1-800-926-6012
Esurance Claims Service: 1-800-378-7262

The Internet is used by a majority of Americans now, it's hard to imagine a time when offering car insurance online was an innovative idea. Now with CarInsurance.com and Esurance you can shop online, buy online, change your policy online, file a claim online and easily make a monthly payment online.

Available CarInsurance.com Insurance Companies:

Direct General Corporation is a privately owned insurance holding company headquartered in Nashville, Tennessee that provides personal lines insurance and insurance related products directly to the customer through CarInsurance.com in thirteen states located in the southeastern United States. Most policies are written through these insurance companies: Direct Insurance Company, Direct General Insurance Company, Direct National Insurance Company, Direct General Insurance Company of Louisiana, and Direct General Insurance Company of Mississippi.

Progressive offers the price and coverage you deserve. Progressive consistently receives an A+ (Superior) rating from A.M. Best Company, an independent firm that rates the financial strength and performance of insurance companies. A+ is one of the highest ratings available and means you can trust the stability of Progressive. Since 1937, Progressive Corporation has specialized in car insurance. Today, they are the fourth largest auto insurance company in the nation. Progressive is committed to selling through professional, independent insurance agencies like CarInsurance.com because they know agents and brokers provide unmatched benefits to their customers.

Esurance Auto Insurance is a subsidiary of the White Mountains Insurance Group, a company with 100 years of experience and more than $19 billion in assets. As a part of the White Mountains family, they share White Mountains' commitment to excellence in insurance practices, rigorous financial discipline, and pride of ownership. Esurance Insurance Company and some of their subsidiary companies are rated "A-" (Excellent) from A.M. Best, which means you can count on your coverage, protection, and reliability.

Safeco receives an A (Excellent) rating from A.M. Best Company, an independent firm that rates the financial strength and performance of insurance companies. Since 1923, Safeco Insurance Company has provided their customers with the protection and stability of a major brand and excellent customer service. They are a member of the Liberty Mutual Group. With the addition of Safeco, Liberty Mutual Group becomes the fifth largest property and casualty insurer in the U.S.

Unitrin receives an A (Excellent) rating from A.M. Best Company, an independent firm that rates the financial strength and performance of insurance companies. The Unitrin family of companies, started in 1931, has over 6 million customers and more than $9 billion in assets. Unitrin Direct is committed to using technology to improve their customer service experience achieving a 96% Customer Satisfaction rating by focusing on the customer.

Travelers had $24.5 billion in total revenue and $109.8 billion in total assets in 2008. They are the second-largest writer of commercial U.S. property casualty insurance and the second-largest writer of auto and homeowners insurance through independent agents. Travelers consistently receives an A+ (Superior) rating from A.M. Best Company. Founded in 1853, they are one of the oldest large insurance companies in the United States and have a diversified insurance business. Their familiar red umbrella logo symbolizes the protection and coverage you get with Travelers.

insurance in asia

AAMI

Comprehensive Car Insurance

Looking after you the AAMI way.

AAMI comprehensive car insurance covers you for damage to your own car, as well as for any damage you may cause to the property of others.

We understand how disruptive it is to be without your car due to an accident or theft. At AAMI, we are committed to relieving your stress and getting you mobile as quickly as possible and with minimum hassle.

Simply call 13 22 44 or visit our branch and customer services and we will take care of all the details for you.

In choosing to insure your car with AAMI, you will receive many more benefits than just a competitive price.

• AAMI Flexi-Premiums ®

  With AAMI you can choose how much you pay and how much you save, simply by varying your excess. The higher excess you choose, the lower your insurance premium. It’s that easy.
  
  Flexible payment Options 
  
  With AAMI you also enjoy more choice when it comes to paying your insurance premium. You can choose to pay your premium monthly or annually, whichever is more convenient for you.
  
  
  
  
  

Tokio Marine Insurance Indonesia

PT Asuransi Tokio Marine Indonesia

PT Asuransi Tokio Marine Indonesia PT Asuransi Tokio Marine Indonesia is a global insurance company which commits to provide their customers with products and services of the highest quality, and spreads safety and security to all around them. Supported by experienced and skilled employees, we have strong position as one of the largest general insurance companies in Indonesia.

Engineering Insurance

Engineering Insurance Engineering Insurance is an insurance which covers any loss or damage to the insured property (usually construction, construction materials, equipments or machinery) during construction work or installation of machinery against any unforeseen, sudden and accidental, physical loss or damage. Some of Engineering Insurances also cover accidental loss of or damage to property belonging to third parties and bodily injury of third parties subject to agreed limitations. Engineering Insurance Line of Business : Contractor All Risk Insurance (CAR) An insurance which covers any risks of loss and/or physical damage to construction work during construction engagement Erection All Risk Insurance (EAR) An insurance which covers any risk of loss and/or physical damage to machinery during the installation or erection Machinery Breakdown Insurance (MBI) An insurance which covers any risk of loss and/or physical damage to machinery that are operational Electronic Equipment Insurance (EEI) An insurance which covers any risk of loss and/or physical damage to electronic equipment Contractors Plant and Machinery Insurance An insurance which covers any risk of loss and/or physical damage to Insureds (as a contractor) plant and machinery whether at rest or in operation Note: All the description above are virtually very general, information in details shall be determined by terms and conditions mentioned in the policy.

Contact Us

For further information,

please contact us on the following address :

PT ASURANSI TOKIO MARINE INDONESIA

Head office : Sentral Senayan I, 3 & 4th Floor. Jl. Asia Afrika No. 8 Jakarta 10270 Telephone : (021) 572 5772 Fax : (021) 572 4005 - 8, (021) 572 4010 (CLAIM) cp@tokiomarine.co.id http://www.tokiomarine.co.id

Bali Insurance Services

Bali Insurance Services

INDONESIA INSURANCES

A new faster way to choose the right insurance plans at affordable cost and with reliable service! Supported by Bali Insurance Services

Choosing the right insurance plan could be a confusing and time consuming task. To get a good deal, you shop around, comparing benefits, weaknesses and PRICES of plans from several insurance companies in Indonesia. You can save money quite a lot – although the process sometimes painful.

We can cut this process. Being an independent insurance agency and supported by professional insurance companies in Indonesia, we have a wide range of plans for both Indonesian & expatriates. Simply tell us what you need, and we will provide you with choices PLUS optionals to choose from.

NEW INDONESIA INSURANCE PLAN

Senior Health Insurance Plan for Expatriate Starting from age 61-80 years old. Senior Care which cover personal accident starting from age 50-75 years old and could be extended until age 79 years old. Click to request information & quotes.

Kids Care Designed to provide protection for your kids aged 6 months to 21 years old. Provide medical and supplementary hospital care, accidental disability coverage as well as education benefits. Click to request information & quotes

HOW TO CONTACT US AND GET A QUOTE?

In order to get the free advice and quotes of insurance plan, please email us at info@indonesia-insurances.com or use our contact form.

You can also contact us at the following address:

BALI INSURANCE SERVICES
Jl. Tukad Bilok 15B, Renon
Denpasar, Bali, Indonesia
Tel / Fax. +62-361 237 507
Mobile: +62 361 873 3152

Bali Insurance Services Team

Insurance

Car - Zurich Circle

You Are The Proud Owner of Your Car

Zurich Circle comprehensive cover and innovative solution to your car including protection against accidental damage to the vehicle and its accessories

1. Protection against partial and total theft to the vehicle and its accessories
   
   
2. Protection against third party liability
   
   
3. Personal accident to driver and passenger
   
   
4. Plus, cover for damages caused by strike, riot, civil commotion, flood, windstorm, earthquake and volcanic eruption.
   
   

House - Zurich Home

Home All Risks Insurance

We recommend Zurich Home for complete protection under 1 Policy including Fire Insurance plus burglary, loss or damage to servants' property, additional expense of alternative accommodation and loss of rent, liability to the public and compensation for death of the Insured.

All-Security insurance Agency Inc

ALL- SECURITY Insurance Agency, INC.

Protection and Solutions since 1981

“Our vision has not changed from day one. It was built on having quality people and strong relationships with clients and carriers that you can’t buy through a website or 800 number - it is called Trust.” Paul J. Verisario (Owner)

In 1981 Paul Verisario took his fifteen years of insurance experience to the test and started All-Security Insurance Agency. The first policies he wrote were for his own home & vehicle. Built from hard work, honesty and a trust from his customers, Paul has given All-Security a reputation of professionalism and outstanding service. Twenty-seven years later, All-Security has grown into an industry leader. Our knowledgable staff is well trained and ready to assist you and your insurance needs. We have the capacity and ability to service any size client, and keep a small business mindset to treat our customers the right way. We provide a complete range of products and services to individuals, families and businesses from Cook County, Illinois all the way to Honolulu, Hawaii!

All-Security Insurance Agency, Inc.

We are a firm with a proven track record. Our caring and conscientious staff are the kind of people you can depend on.

Standards

We believe in strict adherence to the Code of Ethics of the National Association of Professional Insurance Agents, The Independent Insurance Agents & Brokers of America, and the Independent Insurance Agents of Illinois. These professional standards combined with our reputation for personal integrity guarantee our clients a conduct of the highest order.

Primary Objective

Our primary objective is to establish a relationship between you, the insurance company, and our agency; to provide you with Coverage, Loss Control Services, and above all, Fair Claim Services.

We want to REDUCE your insurance cost and REDUCE gaps in coverage!

Personal Coverage

All-Security Insurance Agency offers a full range of personal lines insurance coverage for all of your individual needs. Our agency offers professional and personalized services at your convenience. We represent a multitude of excellent, financially sound insurance carriers offering the following coverage's:

Automobile

If you own or lease a car or are planning to in the near future, you will want to protect that investment with auto insurance. This coverage helps you cope with the expense of accidents, vandalism or theft. Your auto policy will also protect you if you are sued because of the damage your vehicle caused. Auto Insurance helps with legal expenses and any damages you have to pay. We handle all types of personal automobile insurance, including snowmobiles, motorcycles, RV’s, etc. We even have special programs for problem drivers offering rates lower than the Assigned Risk Pool.

Homeowners

Whether you own a home or rent, you want to make sure your possessions are protected. Both homeowners and renters insurance offer comprehensive coverage at home and when you travel. They also offer liability protection should you be sued. We can protect you no matter what you call home! Including primary residences, secondary homes, seasonal dwellings, waterfront property, landlord properties, town homes, condos, & apartments.

Personal Umbrella

This is an inexpensive way to extend your liability protection above and beyond your primary home, automobile or watercraft liability policies in order to properly protect your personal assets. In today’s litigious society, this coverage is highly encouraged, no matter what your income or assets are.

Contact Us

Contact All-Security for a Free Initial Consultation...
to learn more about our services, please call to arrange a free, no obligation review and comparison of your insurance. At that time, we will be pleased to discuss your needs and concerns and how you can benefit from our personalized services.

We are available to come to your home or business at your convenience.

Phone: (847) 699-4040

Fax: (847) 297-1124

Email:info@allsecurity.com

All-Security Insurance Agency, Inc.

1401 E. Oakton St.

Des Plaines, IL 60018

Welcome to PT Asuransi AXA Indonesia (AXA Indonesia).


Optional Plan

---

With SmartHome, you have the choice to portect your home and precious personal and household belongings the best way that suits your needs. There are three levels of cover available that can be chosen: Silver, Gold and Platinum.


Enjoy "All Risks" Cover

---

Many home are insured only against fire or limited perils only. But, SmartHome offers extensive cover including accidental loss of or damage to your Home building and contents plus theft.


Worldwide Cover

---

If you choose Platinum Plan, you can enjoy the widest cover where we also cover accidental loss or damage of your personal belongings worn or carried while you are travelling any where in the world.


More Benefits...

---

This policy also pays for:

	Loss of Rent and Alternative Accommodation If your house cannot be lived in due to loss or damage covered under the policy and you have to find alternative accommodation, SmartHome pays for such expenses.
	Loss or damage caused by Domestic Servant If your household contents or personal belongings are lost or damaged because of your domestic servant, SmartHome also provides such cover.
	Automatic Inclusion of new Property If you buy new things and you haven't had a chance to inform us. SmartHome will automatically cover these items if loss or damage occurs within 30 days from the date of purchase up to limit specified in the policy.

You will enjoy many other extra benefits with NO additional premium.


24-hours Alarm Centre : (62-21) 725 8115 (collect call)
Toll Free : 0-800-1-GLOBAL
Other contact numbers :

Australia	:	1800-352028
France	:	0800-909825
Hong Kong	:	800-901536
Singapore	:	800-6211105
United States	:	888-6564234

Contact Us

Customer Service

Tel: (62-21) 522 5501-3

Fax: (62-21) 522 5504

Direct Sales: (62-21) 521 2292

Email Us

Address: Mayapada Tower 8th floor Jl. Jend. Sudirman Kav. 28 Jakarta Selatan 12920

Tokio Marine Insurance Singapore Ltd

Welcome To

Tokio Marine Insurance Singapore Ltd.

The Tokio Marine & Fire Insurance Co. (Singapore) Pte. Ltd. and TM Asia Insurance Singapore Ltd. are now reborn as Tokio Marine Insurance Singapore Ltd. after our legal integration on 1st July 2008. We offer a wide range of general insurance products that will meet your personal and business risk management needs. You can find out more about our products, get a quote, buy online, renew your policy …

PRODUCT SUMMARY

Accident can strike when you least expect. Getting yourself and your family covered for personal accident can help you and your family members deal with the contingency and associated adverse financial impact.

Our Personal Accident Insurance is just what you need offering 24-hours worldwide comprehensive coverage for you and/or your family. It has the flexibility of allowing you to select the type and level of covers you want. Applying for your Personal Accident Insurance is also hassle free and does not require any pre-acceptance medical examination.

For more comprehensive package with additional benefits please check out our TMPal

BASIC COVER

• Accidental death
  Pays for death of the insured person resulting from an accident
• Permanent disability
  Pays for permanent disability resulting from an accident in accordance with the Scale of Benefits

A limited war and acts of terrorism cover applies to the basic cover subject to a limit of 10% of the capital sum/sum insured or $100,000 whichever is the lower.

MAID DELIGHT

Let us take care of you of your worries whilst your maid relieves you of your domestic chores. Our Maid Delight protects you, as an employer, and your foreign maid with benefits required by law and much more.

Depending on the insurance plan you require, our Maid Delight offers you the following protections:

YOUR BENEFITS

• Guarantee to Controller of Immigration

We will issue a letter of guarantee of $5,000 on your behalf to the Controller of Immigration.

• Hospital and Surgical Expenses

In the event that your maid is hospitalised due to accidental injury or illness, we will reimburse you the hospital and surgical expenses you incurred for your maid's treatment at a Singapore Government Restructured Hospital (defined in the policy). Reimbursement is based on standard Class "C" rate or Class "B2" rate if Class "C" ward is not available.

• Wages and Levy Compensation

We will pay you a daily sum for each complete day that your maid has been hospitalised.

• Post-hospitalisation Recuperation

We will pay you a daily sum for each complete day that your maid has been certified as totally unfit for work immediately following her discharge from hospital.

• Repatriation Expenses

We will reimburse you the expenses necessarily incurred by you for the repatriation of the maid to her home country if she becomes totally and permanently disabled. In the event of your maid's death in Singapore we will reimburse you the expenses necessarily incurred for burial or cremation of the maid and/or transportation of the remains to her home country. Repatriation expenses are payable even if death or total permanent disability is caused by suicide.

• Termination Expenses

We will reimburse you the expenses incurred if your maid is unable to continue with her employment due to injury, illness or disease.

• Waiver of Indemnity (Optional Cover)

We will limit your liability to only S$250.00 when you are required to reimburse Tokio Marine Insurance Singapore Ltd. on the happening of any one of the following events provided they are not caused by your deliberate act or omission:

1. the maid's unexplained disappearance,

2. her geeting married to a Singaporean or Singapore PR or

3. her getting pregnant

• Medical Expenses

We will reimburse you for expenses you incurred for your maid’s medical treatment as a result of accidental bodily injury up to the sub-limit as specified you the Schedule.

• Treatment by Chinese Physicians

We will reimburse you for expenses incurred for your maid’s medical treatment by a Chinese Physician as a result of accidental bodily injury up to the sub-limit as specified in the Schedule.

• Treatment for Dengue Fever

We will reimburse you for medical expenses you incurred for the treatment of dengue fever up to the sub-limit as specified in the Schedule.

• Personal Accident

Insures your maid against accidental death or injuries as per the Scale of Benefits.

WE CAN BE REACHED AT

80 Anson Road
#09-00 Fuji Xerox Towers
Singapore 079907
Tel: (65)6221 6111
Fax: (65)6221 4355 / (65)6224 0895
Email: tmis@tokiomarine.com.sg

all about insurance general

State of Illinois

Illinois' Program to provide

Welcome to All Kids, FamilyCare and Moms & Babies health insurance! The information in this section explains how to use your All Kids medical card to help your family stay healthy.

If you are not already enrolled into the All Kids, FamilyCare, or Moms & Babies program, you can apply online, download an application or request one to be mailed to you.

Healthcare for All Kids

Apply Now

At one point or another, nearly everyone has lived through the experience of seeing a loved one cope with sickness or a serious injury. You only have to go through that experience once to know just how much it means to have health insurance. Yet more than a quarter of a million children in Illinois do not have health insurance. That means they may not be able to see a doctor or get medicine when they need to. When they do get medical care, it’s often in the emergency room, after a small problem has grown into a big problem. That’s wrong. Every child should be able to get medical care when they need it, before it becomes an emergency.

That’s why the All Kids program was created, to make healthcare a reality for hundreds of thousands of families across the state. Illinois is the first state in the nation to provide affordable, comprehensive health insurance for every child. Of the 250,000 children in Illinois without health insurance, more than half come from working and middle class families who earn too much to qualify for state programs like KidCare, but not enough to afford private health insurance. Through All Kids, comprehensive health insurance is available to every uninsured child, at rates their parents can afford.

The All Kids program offers Illinois uninsured children comprehensive healthcare that includes doctors visits, hospital stays, prescription drugs, vision care, dental care and medical devices like eyeglasses and asthma inhalers. Parents pay monthly premiums for the coverage, but rates for middle-income families are significantly lower than they are on the private market. For instance, a family of four that earns between $42,000 and $63,000 a year pays a $40 monthly premium per child, and a $10 co-pay per physician visit. To get enrollment information, fill out the application today. The program officially began on July 1, 2006.

We know providing every child with health coverage means better attendance and performance in our schools. We know it reduces the pressure on insurance premiums. We also know it can boost our local economies and improve productivity in the workplace. But more than any of these things, giving every child the chance to grow up healthy is the right thing to do.

All Kids Hotline 1-866-ALL-KIDS (1-866-255-5437)
TTY: 1-877-204-1012

Pacific Prime

• Before entering Indonesia it is advisable to obtain a quality international health insurance policy, and due to the dispersed nature of the country a plan with an emergency evacuation benefit will ensure that you and your loved ones receive the high quality care and treatment that you deserve in the event of an unfortunate situation.

  Feeling comfortable in the knowledge that if something was to happen to a family member their medical costs will be taken care of, is important to us all. Our expert consultants can advise on the most suitable level of coverage for families, individuals, groups, travelers, and teachers expatriate health insurance.

  

• Expatriate Health Insurance Indonesia

  Pacific Prime is an expatriate insurance broker specialising in providing overseas medical insurance for Indonesia nationals living, working or holidaying abroad. If you are a non Indonesia national and moving to Indonesia we can also provide plans that meet your specific requirements.

  The policies that we can provide are guaranteed renewable for life and globally portable, so even if you should relocate away from the country your plan will continue to cover you. With a number of extra benefits including maternity coverage, emergency evacuation and repatriation, dental treatment, out-patient consultations, alternative medicines, complimentary therapies, and specialist consultations, you can be assured that an international medical insurance Indonesia plan will give you the coverage that you need. For more information about the products and services that we can offer, or to receive a free quote, please contact us today.

  

• Professional Service you can trust

  

  Pacific Prime Insurance will be with you for the duration of your policy. We offer additional customer services that include claims advice, emergency contact numbers and medical advice lines. We also maintain a comprehensive list of Indonesia hospitals/doctors. Most of our clients are expatriates so we maintain a list of Embassies in Indonesia.

  As a leading broker of medical insurance in Indonesia we keep up on the latest insurance trends and Indonesia Insurance News.

  We can offer expatriates dedicated international health insurance Indonesia plans that will provide comprehensive coverage in Asia and around the world. Plans that we can offer will usually have a number of benefits that a policyholder is able to tailor to suit their specific requirements. With coverage options including out-patient, dental, maternity, and emergency evacuation, you will be assured of receiving the highest levels of quality treatment anywhere in the world.



• Indonesia Travel Tips

  Indonesia is one of the world’s favorite tourist destinations with millions of visitors arriving in the country each year from all over the world. When traveling in a new country it is important to understand, and be aware of, any local laws and customs that may be different from the ones that you are used to. To help you better enjoy your time in Indonesia we have provided some information about various local laws and customs that you should be aware of during your time in the country.

  Please be advised that the information below is not comprehensive and that the status of this information may change without warning. For the most up to date travel advice please contact a professional prior to departing on your trip.

  At present there is a high global threat of terrorism. All travel to Aceh Province is strongly discouraged due to the high tensions in the region. Terrorist attacks in Indonesia are likely to be indiscriminate and target areas with large numbers of expatriates and tourists. In the event of a terrorist attack please follow all official announcements and take all due care.

  

  There is a high incidence of crime throughout Indonesia, especially in areas frequented by tourists and expatriates. The main type of incidents for which foreign nationals require consular assistance is in regards to petty theft and cases of lost or stolen passports.

  Indonesia is a predominately Muslim country; as such many of the local laws and customs will reflect this. When visiting religious areas such as mosques and temples you should act with respect.

  Do not get involved with illegal drugs during your time in Indonesia. Possession, distribution and manufacture of narcotic substances are illegal, and if caught you could face a lengthy prison sentence.

  Do not gamble while in Indonesia. Gambling is illegal throughout the country, and is usually controlled by organized crime syndicates.

  You must carry some form of identification on your person at all times. If asked by the Indonesian police you must display identification, failure to do so can result in a fine or custodial jail time. Photocopied passports are acceptable as a valid form of identification.

  Most nationalities must have a visa to enter Indonesia. Visa’s are typically available on arrival, but will be time specific. If you plan on staying in the country for a period longer than three months you should obtain a work or residence permit before your arrival.

  Healthcare in Indonesia, outside of the major urban centers, tends to be extremely poor in the quality of care that is available. It is recommended that you obtain travel insurance with an emergency evacuation benefit before visiting the country.

  There are a number of disease risks throughout the country including Malaria, Dengue fever, Anthrax, and hepatitis. These diseases are spread through a number of factors, however their prevalence in the country can primarily be attributed to poor hygiene. Avoid eating foods from roadside stalls and make sure that all your drinks are sealed when brought to you.

  There have been reports of polio outbreaks in Java and Sumatra. It is advisable that you obtain a polio vaccine before visiting these areas.

  

  Due to Indonesia’s location in South-East Asia on the continental shelf the country is prone to a number of natural disasters including earthquakes, volcanic eruptions, and tsunamis. In the event of a natural disaster please follow all government directions and act accordingly.

  For more information about traveling in Indonesia, expatriate health insurance plans that we can offer in the country, or to receive a free Indonesia health insurance quote, please contact one of our expert advisers today.

  For more information about traveling to Indonesia, the international health insurance plans that we can provide there, or to receive a free quote, please contact us today.

Indonesia Insurance Testimonials

My new job required me to travel extensively abroad away from Japan. So I purchased an International Medical Insurance plan from Pacific Prime and was very pleased with their professional and efficient service.

Head Office:

Unit 1-11, 35th Floor
One Hung To Road.
Kwun Tong.
Hong Kong

Contact Us via Skype

If you have Skype, you can call us instantly and speak to a representitive right now. You will need the free Skype software, a free skype account and a headset with a mircrophone.

Contact Us Around The World

Asia and Middle East Sales and Service:
Tel: 3113 1331 (in Hong Kong)
Tel: +852 3113 1331 (International dialing to Hong Kong)

North and South America Sales and Service:
Tel: 1 866 383 0456 (Toll free in the USA)
Tel: +1 866 383 0476 (International dialing in the USA)

Europe Sales and Service:
Tel: 0207 198 1304 (In the UK)
Tel: +44 207 198 1304 (International dialing to the UK)

all about insurance

Product : General Insurance from ASEI

General Insurance Definition

• Property Insurance

Right now ASEI is preparing to set up products for oil and gas insurance by developing special unit that handles oil and gas insurance, trains employees, and implementing a supported system for this insurance

The insurance covers the damage or loss for exploration equipment and oil production. Equipments that could be covered such as jack-up, semi-submersible, ship-shape, platform, and other exploration and production equipments either on onshore or on offshore.

Also, the insurance coverage could be used in rig development project, pipe installation, and other works that relate in oil and gas business.

Covering property's damage and loss caused by fire, natural disaster, or other damage with sudden occurrence. ASEI also provides insurance for any business interruption loss caused by fire

Property Insurance

Types of Property Insurance:
• Polis Standar Kebakaran Indonesia (PSKI)

Property insured by PSKI is house, building, shop, etc. The indemnification will be given to the insured for any damage or loss caused by fire, thunder movement, explosion, aircraft crash, and smog from fire in property being insured.

• Industrial All Risks (IAR) or Property All Risks (PAR)

The insurance for this policy is broader that PSKI's insurance. The policy will give indemnification for any property damage or loss caused by sudden occurrence and unexpected except for exceptional items in Exclusion section within the policy. The insurance covered includes loss from natural disaster such as flood, landslide, storm, etc. The property that is being covered usually includes factory, office building, hotel, apartment, shopping center, etc.

ASEI right now has been also providing General Insurance products to serve all clients in order to protect all business risk occurrence.

HEADQUARTERS

Menara Kadin Indonesia Building, 22nd Floor
Jl. H.R. Rasuna Said Block X-5 Kav. 2-3
Jakarta - 12950 INDONESIA
Telp : 62 21 5790 3535
Fax : 62 21 5790 4031, 5790 4032
E-mail : asei@asei.co.id

ACA Insurance

ACA Insurance

PERSONAL ACCIDENT INSURANCE

Personal Accident insurance gives indemnation for you and family if accident happen.. Any that can be insured? Policy holder or insured disability to conduct its activity and medical ekespense due to accident.

Any risks covered?
Insurance policy of personal accident that used at this time different each other between one company and company other. Nevertheless, basically risks that covered is same, that is the happening of accident to the insured that result dead or experience of permanent disability for a lifetime, either all bodies or some, including mentality trouble; or temporary disability; or medication expense.

Any risks that not covered?
Risks that not covered is if accident happened because the insured or policy holder, for example: ride or hitchhike motorbike, as illegal passenger on the airplane, conduct dangerous sport for example: climb mount and other same thing, self-defence, race car or motor, dive and other same thing, winter sport; conduct badness or bad intention; attacked HIV or other sexual contagion; poisoning, war, riot or nuclear radiation

Whoever that need this product?
Every individual that already 16 year till 59 year.

Factor that influence premium tribe.
Because risk that covered in personal accident insurance is possibility the happening of accident to the insured, whereas factor is referred as predominated by the insured activity. In consequence, the amount of premium is influenced by the type job of insured. There is 4 category, that is:

Class A	:	People that its primary occupation in office or often live in office.
Class B	:	People from class A that often on duty external or housewife.
Class C	:	People that its job need tools or medium to support its activity like driver, field officer, dentist.
Class D	:	People that its job high risk like miner, diver..

HOSPITALIZATION INSURANCE

Any risks covered?

Expense take care ofs stay with pain, effect of pain or disease or accident like:

• Hospitalization
• Consultancy of specialist doctor
• Visit of primary doctor
• Doctor Action
• Room ICU
• Addition Service
• Operating expenses
• Intensive care unit
• Continuation Treatment after hospitalization
• Car ambulans
• Conpensation death of accident consequence

Any risks that not Covered?

•	Disease that already contracted before policy is issued, unless insured has renewe policy and disease are referred as arise 18 month after the first policy period.
•	Intention to hurt ownself / suicide.
•	Direct Consequence / indirect from war, occupying by enemy, revolution, rebellion, civil turbulence, deportation etc. Venereal disease, poisoned, sterilization, schizophrenia.
•	The usage of medicine prohibited, alcohol addiction.
•	Preventative / pregnancy treatment, miscarriage, birth.
•	Sport that entangle physical contact, sport above ice / snow, air sport, climb mount, climbing, hunt animal, race car / motor.
•	Disease that has been suffered previous and covered according to policy condition and in the reality recurrence returns less than 60 day.
•	Service take care ofs person.
•	Discomfortable Expense with health treatment, for example telephone-charges.
•	Attendance was in air traffic unless as [the] wrong passenger validity in regular flight.
•	Atomic nucleus Reaction.
•	Attendance in violance
•	Tooth, cosmetic surgical operation, inviable.

Contact Us :

PT. Asuransi Central Asia
Wisma Asia Lt.10,12-15
Jl. S. Parman Kav. 79,
Jakarta Barat 11420
Ph.+62-21-56998288
Fax.+62-21-5638029
Email. info@aca.co.id

Business Development Div I
Mal Ambasador – Ruko 2 & 3
Jalan Prof. Dr. Satrio
Jakarta 12940
Ph. : (021) 5760608 ( hunting )
Fax : (021) 5760605, 5760607
Email. info@aca.co.id